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Terms & Conditions

The website Imak.co.nz is a general information service provided by Imak Advice Limited. Because the information in this site is general in nature, it may not be relevant to individual circumstances.

Before making any investment, insurance or financial planning decisions, you should consult a professional adviser. We can help you decide whether your decision is appropriate for you.

You should not do, or refrain from doing, anything based on the information provided in this site without first obtaining professional advice from a financial adviser.

Imak Advice Limited believe the information in this site is correct, and it has reasonable grounds for any opinion or recommendation found within, on the date this site was last updated.

However, Imak Advice Limited, their related companies and their directors, employees and agents are not liable for any loss or damage incurred by any person as a result of any error in any information, opinion or recommendation in this site (whether due to the negligence of Imak Advice Limited, their related companies or their directors, employees and agents, or otherwise).

No offer or recommendation

Nothing in this site is, or should be taken as, an offer, invitation or recommendation to buy or sell any investment or insurance product represented herein without first obtaining professional advice regarding its appropriateness to your personal circumstances.


Copyright in this site is owned by Imak Advice Limited, unless otherwise indicated. You are entitled to use the information in this site for your personal reference only. You must not reproduce or distribute content from this site or any part of it, nor transmit it to any other person or incorporate it in any way in any other document or materials.

Disclosure Statements relating to the financial advisers associated with this website are available on request and free of charge.


This website is provided by Imak Advice Limited. By using and viewing this website you will be deemed to agree to the following disclaimer and privacy statement:

Your Privacy

Any personal information you provide to Imak Advice Limited will be used to provide information that you request and retained to provide you with further information about our services.
Please note that none of the information we collect is passed on to any third party.

If you are an individual, you have rights of access to and correction of personal information that is held about you. If you would like to access, correct and/or change the information collected at any time, please contact us.

About this Website

The material published on this website is general in nature and is not intended, nor capable of being, financial advice or advice on any specific problem or situation.
Before making any investment, insurance or financial planning decisions, professional advice should always be sought.

No Warranties

While every endeavour has been made to ensure that the material on this website is free from error, Imak Advice Limited makes no representation or warranty of any kind for the accuracy, reliability, suitability, currency or completeness of the information, and is under no obligation to update or correct any errors in the information after the date of publication.

The information published on this website is subject to change without notice. You should contact Imak Advice Limited at info@imak.co.nz for more up to date information relating to each product and you should not enter into any transaction based solely on the information published on this website. Past performance is not necessarily an indication of future returns.


Imak Advice Limited and its directors, shareholders, employees and associates do not accept any liability or loss arising in any way (including by reason of negligence) for errors in, or omissions from, the information published on this website and do not accept any loss or damage, however caused, which arise out of or result from any reliance on, or inability to use or access, any information on this website.

Intellectual Property

Imak Advice Limited owns all copyright and other intellectual property rights to the information contained on this website. All rights are reserved. No part of this website may be reproduced or adapted in whole or in part without the prior consent of Imak Advice Limited.

Linked Websites, Jurisdiction and Governing Law

Imak Advice Limited is not responsible for and has no knowledge of or control over the content of any websites linked to this website. Links to other websites are provided solely to assist your easy connection to those websites. Imak Advice Limited does not sponsor or endorse or accept any liability for the content of those linked websites. The information published on this website is governed by and has been prepared under New Zealand law for the supply of the services and products described, in New Zealand only. Imak Advice Limited does not accept responsibility for the compliance of this information with the laws of any other country.